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Modeling Mortality at Older Ages - Benefits and Challenges
Von Jean-Marc Fix August 19, 2019English
When one looks at a curve of the mortality rates by age in developed countries, we notice a very regular pattern. Especially the middle-age groups - age 30 to 70+, for example - seem to have close to an exponential curve in mortality rates. This observation,...
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Genetic Testing Put Under the Microscope
Von Dr. John O'Brien August 13, 2019English
Genetic testing is becoming more accessible and commonplace, with new genetic links to diseases regularly being identified. However, the many constraints on the use of predictive genetic tests in insurance means that the easy availability of direct...
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Medical Advances and Reality Checks for Underwriters
Von Annika Tiedemann August 06, 2019English Deutsch
Earlier this year researchers at Heidelberg University Hospital announced the development of a blood test that can detect breast cancer cells in patients - with higher accuracy than mammography. Around the same time it was reported that a second and...
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Understanding Mortality - Lessons From Older Ages
Von Jean-Marc Fix July 31, 2019English
Mercifully, death happens only once to each of us. Nonetheless as I look at my Facebook feed, I can’t help but notice that death and disease are taking more and more space, surpassing news about weddings and births. You might say aging is an unfortunate,...
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Genetic Testing - A Blessing or a Curse?
Von Annika Tiedemann July 09, 2019English
The rise of genetic testing in recent years is fueling a debate in insurance circles over the potential risks versus benefits posed by the readily available genetic information. Insurers, physicians and consumer protection organizations all have strong...
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Mortality and Morbidity at the End of Life’s Road
Von Jean-Marc Fix June 20, 2019English
How long will I live? It’s a question that humans have pondered since the dawn of time. From palmistry to the latest health fads, we have found more or less satisfactory answers. Those of us in the Life industry, as students of mortality, are...
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