Unsere Perspektive
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Should We Expect the Unexpected? – Catastrophe Exposure
Von Steve Eilers January 29, 2013English
While fall hurricane activity shouldn’t surprise anyone, most of us probably purchased at least one bag of Halloween candy this past October, confident that 2012 was going to be a light hurricane year from a loss perspective. Sandy, making landfall...
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Assessing Risk in Life Insurance – Case study #7
Von Tony ForteJanuary 21, 2013English
This month’s case study was developed by by Kevin Uryase, FLMI, FALU, ACS. Kevin is Second Vice President, and one of the Underwriting Managers in our Individual Products Division. This case demonstrates the value of the Underwriter and Medical...
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How to Get Better at Critical Illness Pricing
Von Adele Groyer January 17, 2013English
Critical illness policies in the UK commonly use definitions that are based purely on the fact of a diagnosis, rather than the severity of the diagnosis. It means that advances made in diagnostic methods can influence claims rates, as well as actual...
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Underwriting Insurance Agents and Brokers E&O – Identifying new exposures
Von James Nealon January 14, 2013English
We’ve previously written about our appetite for Insurance Agents & Brokers E&O business. Underwriters pay attention to the potential for accumulation of losses arising out of individual catastrophic events, such as Hurricane Sandy. Underwriters...
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Green Building Innovations – Troubling solar-panel defect rate seen
Von Charlie Kingdollar January 11, 2013English
I've given presentations in various insurance industry venues discussing the potential for certain green building innovations to create a greater risk for first-party property damage claims. Among the concerns discussed were the potential for increased...
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Individual Critical Illness Underwriting
Von Steve Rowley January 09, 2013English
Even for experienced life underwriters, Critical Illness (CI) underwriting offers a unique challenge. Michelle O’Neil, Assistant Vice President and CI Underwriter, has put together the following overview outlining some of the ways that CI risk...
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