Blogbeiträge | Gen Re

Unsere Perspektive

Care and Attention Needed When Developing an LTC Portfolio

Von Sabrina Link and Annika Tiedemann |February 20, 2018|English | Français | Deutsch

Long Term Care (LTC) insurance is a complex product that’s challenging for carriers on both the product and underwriting side. It’s hard to find a model example in a particular market because countries have their own social frameworks and...
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Reframing the Shape of Long Term Care in Germany

Von Sabrina Link |July 13, 2017|English | Deutsch

Long Term Care Insurance (LTCI) is designed to fund basic care needs in later life, such as washing and dressing. Regardless of where individuals receive this support in old age, how it is funded is a growing issue. In many countries, people may augment...
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Assessing Terminal Illness Claims – How Inaccurate Survival Estimates Present a Challenge

Von Mary Enslin |June 27, 2017|English

Advances in medicine and public health improvements have dramatically altered not only how people live but also how they die, leading to increases in life expectancy in most parts of the world. We can predict a dramatic rise in the numbers of people...
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A Look at the Survivor Behaviour of Long Term Care Claimants

Von Dr. Anja Bettina Schmiedt|September 29, 2016|English

Survival analysis data for individuals who need long term care (LTC) insurance is usually scarce, but I had the rare opportunity to study a European life insurance company’s data on nearly 3,000 long term care claimants. For the study, a person...
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Seeing Through the Haze - A Look at Asia’s Ageing Population and Dementia

Von Dr. Chris Ball |December 20, 2015|English

Despite haze from distant forest fires obscuring the horizon, Singapore proved a revealing place to visualize the impact of the ageing population on the Asia Pacific region. The recently held Singapore Actuarial Society conference focused on health...
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How Best to Defuse the Long Term Care Time Bomb?

Von Sabrina Link |July 19, 2015|English

In today’s world, increasing life expectancy and decreasing fertility rates are piling pressure on social care systems. At the same time, traditional caregivers - typically daughters or daughters-in-law - are themselves engaged in long-term working...
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