Unsere Perspektive
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UBI - The New MVR?
Von Brian Monahan and Karen Tuomi October 08, 2020 English
If I drive my vehicle half as much as last year and expect to continue doing so, does it make sense for me to pay just 15% less for my auto insurance? Does this mean my insurance company was taking advantage of me last year? Are they now? Considerations...
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After the Pandemic - Will Personal Lines Insurance Look the Same As Before?
Von Bruce Hackworth May 27, 2020 English
Financial strains on society, and on the Property/Casualty insurance industry, from the coronavirus pandemic are likely to persist for some time. The impact of what is occurring now - coverage issues, premium rebates, extensions of coverage for activities...
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If Miles Driven Are Down, Why Are U.S. Auto Crash Rates Up?
Von Tim Fletcher April 22, 2020 English
With most of America’s personal autos parked as owners “shelter in place” and limit social contact because of the coronavirus pandemic, many insurance companies have returned billions in partial premiums for policy periods that will...
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Wisconsin Requires Coverage for Food Delivery Services - What Does This Mean for the Insurance Industry?
Von Tim Fletcher March 30, 2020 English
In what could be a sign of a growing trend, last Monday the Wisconsin Office of the Commissioner of Insurance (OCI) issued an order that prohibits insurers from denying a claim solely because the insured was delivering food for a restaurant closed because...
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Autonomous Vehicles - The Murky Road Ahead for Manufacturers, Insurers and Drivers
Von Tim Fletcher January 27, 2020 English
As driverless cars continue to be programmed to avoid accidents, who might be spared in an accident - a young girl, a male executive or an elderly woman crossing the road? This is just one of the moral and technological challenges facing developers...
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Michigan’s No-Fault Insurance Law - A New Direction
Von Brian Monahan October 23, 2019 English
Throughout my 23 years in the business, I’ve learned that certain phrases make insurance professionals cringe. Phrases like “unfavorable development,” “derecho,” and “judicial reformation”…the list is...
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