Unsere Perspektive
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The Depression Claims Wizard – A Gen Re Digital Tool for Depression Claims Management
Von Dr. Sandra Mitic and Mary Enslin May 12, 2022 English
There is an ongoing focus on mental health claims crossing all continents and Life/Health products, and this has only intensified as a result of the COVID‑19 pandemic. A potential explanation for this development may be that the number of mental health...
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Trend Study on In-force Medical Business in China
Von Chen Zhang and Xiaotian Yu April 26, 2022 English
“Million Medical Insurance”1 (百万医疗 in Chinese) is the fastest-growing commercial health insurance product in recent years, and its experience monitoring has raised keen concerns for Chinese insurers. It is well-known that medical inflation,...
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Underwriting 5.0 – Insights into Client Behavior
Von Dr. (Celia) Ying Zhang and Weibo Chen March 29, 2022 English
At the end of our paper “Underwriting in China – A Digital Transformation”, we opined that the ability to collect structured underwriting data was an important spin-off benefit of online life insurance application and automated underwriting...
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Observations on COVID-19 impact to mid-term mortality [Infographic]
Von Eva Odenkirchen and Nicolas Zimmer March 10, 2022 English
COVID-19 has now been with us for two years. It has hit the global life insurance industry hard. Although we can’t predict the ultimate course of pandemic, we expect the virus to impact global mortality in the near future. In the accompanying...
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Preventing Relapse in Depression – An Evidence-Based Approach
Von Dr. Chris Ball and Mary Enslin January 20, 2022 English Français
Depressive illnesses often have a relapsing course. A person experiencing the first episode of depression has a 50% likelihood of experiencing another. Of those, 70% will experience a third, with the majority experiencing a further episode.1 This poses...
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The Impact of Diabetes on Mental Health
Von Dr. Chris Ball November 15, 2021 English Français
The existence of a relationship between diabetes, in all its forms, and a wide variety of mental health disorders, is widely acknowledged. Individuals who experience depressive episodes are between 40% and 60% more likely to develop type 2 diabetes...
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