Unsere Perspektive
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How To Take a Nuanced Approach to Technology Risks
Von Peter Hakenen September 11, 2014 English
Not all technology risks are the same, and the range of fire hazards within the tech sector’s occupancy groups is as wide as the underwriting considerations. Some manufacturing processes can be quite hazardous, while others are more innocuous. Differentiating...
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Suicide: Time To Turn Back the Tide [Infographic]
Von Sara Goldberg September 09, 2014 English
It always comes as a shock when we hear about a suicide. Think about the response to the actor Robin Williams' death recently. Yet, as we will be hearing on World Suicide Prevention Day (September 10), suicide is far from unusual. On a global level...
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Misclassification of Risk: Dealing With a Fact of Life (Insurance)
Von Eric Golus September 06, 2014 English
Risk misclassification sometimes occurs no matter how much underwriting a life insurance policy receives. What happens if the risk we are taking is misclassified? For example, when a substandard risk is classified as a standard risk and pays lower...
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New National Electrical Code Could Relieve Solar Panel Exposure Concerns
Von Charlie Kingdollar
September 04, 2014 EnglishAccording to solarindustrymag.com the National Fire Protection Association (NFPA) released a new national electrical code (NEC 2014), which is available for states to adopt - but is not mandatory. If adopted, the new building codes would address some...
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Climber’s Life Choices Put Question Marks Over Cover
Von Kevin Uryase September 02, 2014 English
Life insurance underwriters are frequently confronted by conflicting underwriting information that they have to weigh when evaluating an agent’s rate reconsideration. Take a look at the case study described below, for instance. The applicant...
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Lack of Interest - An Australian Disability? [Video]
Von Dr. Winfried Heinen
August 28, 2014 EnglishThe Australian Disability Insurance market has found itself in a precarious position in recent years. Ever since the effects of the global economic crisis began to take hold in 2010, both insurers and reinsurers have been affected, with reported losses...
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