Blogbeiträge | Gen Re

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Genetics and Insurance - One Perspective on Future Directions

Von Dr. John Chevers, PHG Foundation (guest contributor)|March 15, 2018|English

Insurers understand better than most that predicting ill health is more about probability than certainty. The industry’s predictive expertise is developed from objective analysis of medical reports and claim histories. Underwriters never have...
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Assessing Elderly Heart Disease Risk

Von Dr. John O'Brien |March 08, 2018|English | Deutsch

The prevalence of cardiovascular disease - hypertension, coronary heart disease, heart failure or stroke - increases with age. Often, multiple cardiac conditions coexist with other illnesses, and this makes risk assessments for applicants aged 70 and...
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Designing Life Insurance Application Forms Fit for Changing Times

Von Annika Schilling |February 27, 2018|English | Deutsch

When filling out an application for insurance, a person typically faces questions that are comprehensive, somewhat complex, and perhaps even a barrier to getting the business done. This is particularly true of life insurance application forms dominated...
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How Self-Care Changes Where Insurers Find Medical Data

Von Dr. Chris Ball |February 01, 2018|English

Healthcare systems everywhere are under stress from the demands of growing and ageing populations. Providers are looking for novel solutions to maintain or improve healthcare delivery. One approach is to develop health literacy to enable more people...
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Synthesis Analysis - A Robust Statistical Tool for Life Insurance Underwriting and Pricing Research

Von L/H North America - Decision Analytics Team|January 25, 2018|English

Application questions, health interviews, motor vehicle records, attending physician statements, paramedical exams, blood and urine tests, and prescription histories are common elements of the life insurance underwriting assessment process. This standard...
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Treating Ageing to Extend a Healthy Lifespan

Von Beata Puls |December 20, 2017|English

Life expectancy has increased remarkably in the last few decades. The number of people living to or even beyond age 100 is expected to increase. This puts ageing at centre stage alongside healthy life expectancy – meaning the years an ageing person...
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