Unsere Perspektive

• Automated Driving - Impact on Loss Costs Until 2035

  Von Mathias N. Schubert (guest contributor)|March 23, 2018|English

  The effects of driver assistance and automated driving systems on road safety and accident loss costs are the subject of numerous and often speculative prognoses. For some, a massive reduction of road accidents and attendant loss costs is more or less...

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• Genetics and Insurance - One Perspective on Future Directions

  Von Dr. John Chevers, PHG Foundation (guest contributor)|March 15, 2018|English

  Insurers understand better than most that predicting ill health is more about probability than certainty. The industry’s predictive expertise is developed from objective analysis of medical reports and claim histories. Underwriters never have...

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  Assessing Elderly Heart Disease Risk

  Von Dr. John O’Brien |March 08, 2018|English | Deutsch

  The prevalence of cardiovascular disease - hypertension, coronary heart disease, heart failure or stroke - increases with age. Often, multiple cardiac conditions coexist with other illnesses, and this makes risk assessments for applicants aged 70 and...

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  How to Avoid Florida’s Bad Faith Minefield

  Von Tim Fletcher |March 07, 2018|English

  It starts innocently enough - a seemingly routine “rear-ender” car accident that involves a policyholder wintering in Florida. The claimant driver of the other vehicle quickly seeks medical treatment and attorney representation. Then the...

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  Designing Life Insurance Application Forms Fit for Changing Times

  Von Annika Schilling |February 27, 2018|English | Deutsch

  When filling out an application for insurance, a person typically faces questions that are comprehensive, somewhat complex, and perhaps even a barrier to getting the business done. This is particularly true of life insurance application forms dominated...

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• A Tootsie Pop, a Coin Flip and a Reinsurance Program - Understanding Probabilities

  Von Rick Hartmann|February 20, 2018|English

  The Tootsie Pop commercials that aired when some of us were kids made me wonder how many licks it might take before you could get to the chocolate center of a Tootsie Pop. Now, as a reinsurance professional, I still find myself asking about probabilities,...

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