Claims Focus 2018, No. 1
Ausgabe: August 2018 |
Von Mary Enslin, Life/Health Global Claims Manager, Cologne
Emily Bonnett, Claims Specialist, London
Matthias Gillmann, Gillmann & Partner, Kellinghusen
Prof. Peter Schwenkreis, BG University Hospital Bergmannsheil, Bochum
Multiple Sclerosis (MS) predominantly affects people of working age. It is a disease with 1000 faces. This is one reason why MS is so challenging for claims assessors in Disability insurance. Prof. Dr. Peter Schwenkreis gives an overview of the medical aspects of MS that are relevant for claims assessors. He describes new treatments as well as the challenge claims assessors face when dealing with MS-related fatigue.
Often people with MS are able to remain in their jobs. Besides the support of superiors or colleagues, the workplace can adapt to individual needs with specially designed mobility aids and ergonomic furniture. Matthias Gillmann introduces examples of workplace adaptations. Mary Enslin contributes a Critical Illness and an Income Protection MS case study.
In 2/2016, we introduced a South African perspective on the challenges insurers face when offering Terminal Illness riders. In this edition, Emily Bonnett offers a different perspective by introducing recent UK study results.
Lastly, Sven Tarnowski takes a closer look at the risks hidden in occupational and recreational pursuits. One of his initial points is that the level of participation in sport and physical recreation differs significantly between income groups.