Underwriting Focus 2018, No. 1
Ausgabe: May 2018 | L/H General Industry | PDF herunterladen | English Dr. John O'Brien, Life/Health Chief Medical Officer, London Ulrich Pasdika, Life/Health Head of Europe, Latin America, MENA , Cologne Anke Siebers, Life/Health Insurance Education Consultant, Cologne Annika Tiedemann, Life/Health Underwriting Manager, Cologne
“The Future of Underwriting” is the topic of the current edition of Underwriting Focus. The insurance world, as well as the underwriting process, will be undergoing tremendous changes. Buzzwords – such as “digitalisation”, “big data” or “artificial intelligence” – are increasingly discussed in the media. Despite the fear of some pessimists, underwriters will not be made redundant, but their tasks will shift and adapt to future challenges. Tailor-made products will be the trend in product design. Better insights into disease risk, for example, will allow the offering of insurance cover to more and more individuals with pre-existing conditions, such as diabetes.
To be attractive to young people, the insurance industry will need to adapt to the expectations of the newer generations of digital users. A number of inter-industry cooperative ventures have begun promising approaches to master the challenges of digitalisation. All these topics will be addressed in this edition of our publication.