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The Impact of Vaping on Life Insurance Risk [Part 3 of series]
Von Dr. Thomas Ashley Jul 21, 2020 English
Putting together the health effects of nicotine and the chemical components of regular commercial e-cigarette inhalants leads to a conclusion that the risk is small but not trivial. Given that we need a long-term assessment, yet have only short-term experience,...
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Health Consequences of E-Cigarettes [Part 2 of series]
Von Dr. Thomas Ashley Jul 08, 2020 English
In my first blog in my series on vaping, I described the characteristics of the large, global vaping population. Life insurers care most about the health consequences of e-cigarettes. This segment will touch on several aspects of this concern. The common...
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The Demographics of E-Cigarette Users
Von Dr. Thomas Ashley Jul 01, 2020 English
The use of e-cigarettes and vaping continues to be a novel phenomena affecting our business. Vaping is the use of an inhalant apparatus to deliver nicotine without combustion of tobacco products, also known as electronic nicotine delivery systems, or...
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CEA Screening - Useful in Life & Health Underwriting?
Von Dr. Thomas Ashley Mar 26, 2020 English Français
Some insurers have added the carcinoembryonic antigen (CEA) blood test to the laboratory screening profile for Life and Health insurance applications, and some of our U.S. clients have asked for advice on whether to adopt this test. Every test has repercussions...
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